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Value Added Course

Introduction to General and Life Insurance

Unit I: General Insurance — definition and application; nationalization of general insurance in India; privatization and globalization of general insurance in India.

Unit II: Need for general insurance; types of general insurance; reinsurance — special terms, importance and fundamentals.

Unit III: Meaning of risk; types of risks; risk analysis; risk management techniques; risk retention.

Unit IV: Concept of life insurance; types and importance of life insurance; basic premium calculations.

Unit V: Traditional and linked products in life insurance; annuities and group policies.

References

  • “Principles of Insurance” — Book Code IC 01, Insurance Institute of India.
  • Dorfman S. Mark, Introduction to Risk Management and Insurance, Prentice Hall India, 2005.
  • Annamaria Olivieri & Ermanno Pitacco, Introduction to Insurance Mathematics.
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